Blog
17th June 2015
In Chancellor George Osborne’s Budget announcement earlier this year, he announced that cash ISAs would become more flexible and that non-ISA savings (including P2P) would receive a tax-free exemption up to £1000. Initially there was some doubt cast over whether...
Read More
Placing Your Trust in a Creditable Platform
12th June 2015
Sourcing funding is tough within the current economic climate. Mainstream lenders are fearful of lending due to the sting they received as a result of the financial crisis of 2008. However, as the economy is picking up, with it...
Read More
The Peer-to-Peer Lending Market Report – Overview
Ever since the financial crisis of 2008 the UK’s major banks have been lumbered with more stringent policies and regulatory obligations that prevent them from meeting the needs of lenders and borrowers across the country. Borrowers are keener than ever...
Read More
Wellesley & Co win ‘P2P Lender of the Year Award’ at The Bridging and Commercial Awards 2015!
Yesterday afternoon Wellesley & Co attended the Bridging and Commercial Awards and were pleased to win the ‘P2P Lender of the Year Award’. Bridging and Commercial is an industry publication that is widely respected and over 600 industry...
Read More
How Realistic are Global Investors’ Return Expectations?
10th June 2015
A recent Natixis Global Investor Survey has highlighted a concerning mind-set in regards to risk, as well as primary threats to retirement portfolios and a prospective fall-out from the rising use of alternative investments. Despite this, the overall outlook for...
Read More
SMEs Have Finance Options
8th June 2015
According to a leading UK independent invoice specialist, too many business owners are dipping into their personal savings, borrowing from family and friends or are relying on bank overdrafts to sustain their business activities. These types of borrowing tend...
Read More
Ethical Considerations When Investing
5th June 2015
Investment portfolios are chosen specifically through personal preference and suitability. Each investment is selected because an individual has aspirations of growing their financial reserves. However, people’s investment choices are influenced by personal opinion and more straightforwardly, the best deal...
Read More
Could Giving Smaller House Builders More Financial Support be the Key to Solving the Housing Crisis?
4th June 2015
Investment bankers have released a warning to the housing market, suggesting that small house builders need additional financial support if the UK is to resolve its current housing crisis. In the current market, small house building companies are finding it...
Read More
UK Construction Sector Bounces Back
2nd June 2015
Figures illustrate that in May, UK construction saw an increase in productivity. The Markit/Chartered Institute of Procurement & Supply purchasing managers' index (PMI) improved to 55.9 in May after a 22-month low of 54.2 from the previous month....
Read More
Peer-to-Peer Lending Taking the Fear Out of ‘Shadow Banking’
American economist Paul Allen McCulley coined the phrase ‘Shadow Banking’ during the financial crisis of 2007-2009. The former managing director at PIMCO first used the term to describe certain non-bank lending institutions that were undisciplined and opaque in their approach...
Read More